WeChat "Fenfu" quietly launches the "borrowing" feature in grayscale.

According to media reports, WeChat Pay recently quietly launched a "borrowing" function, which is currently in the grey testing phase. Tencent related personnel stated that WeChat Pay is Tencent's consumer credit product in grey testing, allowing users to enjoy consumer borrowing services through their WeChat Pay limit. Currently, WeChat Pay is conducting a small-scale trial of the upgraded borrowing service, where users can borrow funds to their bank cards for non-WeChat Pay consumption purposes based on their significant transaction history, meeting the needs of users in different scenarios. It is reported that WeChat Pay's borrowing function is linked to transactions and requires meeting three conditions: 1. Complete transactions of at least 100 yuan in the past 30 days; 2. Payment was not made using WeChat Pay; 3. Evaluation is based on system.