The Ministry of Finance, the People's Bank of China, and nine other departments issued the "Implementation Plan of Policy on Interest Subsidies for Loans to Service Industry Operators."

The Ministry of Finance, the People's Bank of China, and nine other departments issued the "Implementation Plan on Subsidized Interest Rates for Loans to Service Industry Entities". Loans meeting the following conditions are eligible for the subsidized interest policy: first, they must be issued by handling banks to service industry entities in eight consumption sectors, namely catering, accommodation, health, elderly care, childcare, housekeeping, culture & entertainment, tourism, and sports. Second, the loan contracts must be signed between the date of public release of the "Boosting Consumption Special Action Plan" and December 31, 2025, with the loan funds disbursed to the operating entities. Third, loan funds must be used in compliance with regulations to improve consumer infrastructure and enhance service supply capabilities. Specifically, the catering, accommodation, childcare, housekeeping, culture & entertainment, and sports sectors correspond to the "Accommodation and Catering Industry", "Residential Services, Repair, and Other Services Industry", and "Cultural, Sports, and Entertainment Industry" categories in the "National Economic Industry Classification"; the tourism and health sectors correspond to the "National Tourism and Related Industries Statistical Classification" and "Health Industry Statistical Classification" industry categories without an asterisk in the Chinese economic industry classification. Loans to elderly care service industry entities must comply with the People's Bank of China's statistics standards for the elderly care industry. Operating entities refer to natural persons, legal persons, and non-legal person organizations engaged in profit-making activities within China's territory in accordance with the regulations of the People's Republic of China on the registration and administration of market entities. Non-commercial legal person private elderly care institutions enjoy the same subsidized interest policy for loans. Fourth, after the policy expires, the policy period may be extended and the scope of support expanded based on the results of implementation studies.