Agricultural insurance provides more accurate coverage and claims settlement.

The person in charge of the insurance industry association introduced that remote sensing technology has a wide monitoring range, multiple and objective data acquisition methods, which can effectively improve the accuracy of agricultural insurance underwriting and claims and the efficiency of disaster assessment, significantly reducing labor costs. Due to the lack of industry technical standards, there are obvious differences among remote sensing companies in the selection of data sources, interpretation techniques, accuracy evaluation, etc., leading to inconsistent analysis results in the same region, and even causing disputes. These problems hinder the large-scale application of remote sensing technology, affect the effective implementation of "double precision", and constrain the high-quality development of agricultural insurance.