Initiating the insurance application process in various regions benefits the people, but challenges for sustainable development remain to be solved.

Since July, many places have successively launched new welfare insurance policies. According to incomplete statistics from journalists, currently, the welfare insurance policies for 2025 in many places, such as Chun Cheng Welfare Insurance, Wenshan Welfare Insurance, Ningxia Welfare Insurance, and Wuhan Welfare Insurance, are in the insurance period. Many places have introduced basic versions, upgraded versions, and other different versions of welfare insurance policies to meet the needs of different insured persons. In recent years, welfare insurance, as a universal insurance product, has been implemented in many places, and how to achieve sustainable development has also attracted attention. Industry insiders suggest that in the future, greater efforts from relevant departments, providing differentiated product solutions, and promoting coordination between medical insurance and personal accounts can promote the long-term healthy development of welfare insurance.