70% of the respondents have deposits over 100,000 RMB, and 12.3% of the post-00s respondents have deposits over 300,000 RMB.

Research data shows that 70% of the respondents have savings exceeding 100,000, and 12.3% of post-2000s respondents have savings exceeding 300,000. Overall, people's savings levels are basically proportional to their annual income and years of work. The longer the working hours and the higher the annual income, the higher the savings level. However, the savings level may not necessarily be related to age or city tier. The median savings in this survey is 200,000 to 300,000 yuan, and according to this limit, post-1985s are the highest group with savings exceeding 300,000 yuan; while in fifth-tier cities and first-tier cities, the percentage of people with savings exceeding 300,000 yuan is almost the same. Although post-2000s are just entering the workforce, 60% of people have savings concentrated within 100,000 yuan, but the proportion of people with savings exceeding 300,000 yuan has reached 12.3%, exceeding 1/10. How do people dispose of their extra money? Bank deposits, money market funds, and bond funds are the most popular choices for respondents. Different age groups have different preferences, with post-2000s and post-1995s prioritizing money market funds like Yu'e Bao and WeChat Wallet, followed by bank deposits. On the other hand, mature age groups like post-1985s, post-1980s, and those born before 1980, in addition to bank deposits and money market funds, also like stocks and insurance. Over 30% of people will buy stocks, and around 1/4 of people will buy insurance.