Market Supervision Administration: Promoting the development of customized quality financing and trust-enhancement special products.

date
20/06/2025
Notice from the State Administration for Market Regulation on further promoting quality financing and credit enhancement to better support small and micro enterprises, which includes promoting the development of special products for quality financing and credit enhancement. Provincial market supervision departments are required to work together with local branches of the People's Bank of China, financial regulatory authorities, and local financial management institutions to promote financial institutions in thoroughly exploring and utilizing information on quality financing and credit enhancement factors, establishing a comprehensive evaluation system, incorporating them into credit evaluation approval and risk management models, and developing products for quality financing and credit enhancement. By setting credit limits, interest rates, terms, and repayment methods, and diversifying repayment and interest payment methods, customized credit products can be accurately tailored to serve small and micro enterprises, thus creating a distinctive brand for quality financing and credit enhancement.