Lates News

The latest research report from Citic Securities pointed out that based on the latest operating data, the overall quality of listed banks' operations remained stable, but individual trends continued to diverge. Breaking it down, the asset quality of banks' corporate end improved overall, but there were fluctuations in the asset quality of construction and wholesale and retail industries. The non-performing loan generation rate for retail loans increased, leading to an increase in non-performing loan rate for operating loans. Banks are responding by stabilizing their industry-wide provision for impairment and increasing write-off efforts. Looking ahead, the trend of retail business quality is a key forward-looking indicator for changes in banks' asset quality, reflecting that retail credit quality is still worth paying attention to. Consumer credit is expected to stabilize, and operating loans deserve special attention, although there is no deterioration trend on the margin.