Wuhan: Families with two children or three children will receive subsidies of 60,000 yuan and 120,000 yuan respectively for purchasing newly-built commercial housing in the city.

The Housing and Urban-Rural Development Bureau of Wuhan and other departments have issued a notice on continuing to consolidate the stable trend of the real estate market, optimizing housing loan services for young people. Encouraging commercial banks to provide specialized housing loan financial products and diversified repayment methods for young people employed or starting businesses in Wuhan. Optimizing the housing provident fund loan policy. Increasing the maximum amount of the second set of individual housing provident fund loans to be consistent with the first set. Increasing support for employees switching from renting to buying, allowing rental withdrawal amounts to be included in the deposit balance calculation for loan amounts. Increasing efforts to purchase old homes for new ones. Encouraging state-owned enterprises and various market entities to purchase second-hand homes from individuals to promote the exchange of old for new. Actively promoting housing exchanges across districts, with plans to purchase 3000 second-hand homes for various rental housing and resettlement. Continuously supporting the demand for improved housing purchases. Before December 31, 2025, families who sell their own homes this year and purchase new commercial housing within 6 months, or sell their original homes within 12 months after purchasing new commercial housing will receive a full subsidy based on the actual deed tax paid by the district of the new home. Expanding support for families with multiple children to purchase homes. From May 1 to December 31, 2025, families with two or three children who comply with national birth policies will receive subsidies of 60,000 and 120,000 respectively when purchasing new commercial housing within the city. Increasing support for the purchase of commercial and office buildings. From May 1 to December 31, 2025, individuals purchasing new commercial or office buildings for non-business purposes will receive a 50% subsidy based on the actual deed tax paid, with the minimum down payment ratio for commercial loans reduced from 50% to 45%, and the loan interest rate determined autonomously by commercial banks according to loan risk management principles.