The "Deposit Insurance Regulations" have accumulated a total of 373.2 billion yuan in collected premiums over the past ten years since implementation.

date
29/04/2025
Reporters learned from the People's Bank of China that the "Deposit Insurance Regulations" have been implemented for ten years, and China's deposit insurance mechanism has been operating well, with core functions gradually highlighted and deposit protection levels maintained at a high level, always able to provide full protection for over 99% of depositors. It is understood that the cumulative collection of premiums for the deposit insurance fund is 373.2 billion yuan, which can effectively support the risk disposal of key institutions. China's deposit insurance system has been brewing since 1993 and the "Deposit Insurance Regulations" officially came into effect in May 2015. Deposit insurance refers to the country providing clear legal protection for the public's deposits through announcements, enhancing public confidence and ensuring the safety of public deposits.