The three major note-issuing banks in Hong Kong are maintaining the optimal loan interest rates. Industry insiders predict that it will be difficult to lower interest rates in the short term.

According to the Wisdom Financial APP, the Federal Reserve announced that the benchmark interest rate will remain in the range of 3.5% to 3.75%. The three major banks in Hong Kong maintained their best interest rates unchanged, with HSBC Bank being the first to announce that their best interest rate will remain at 5%. This was followed by Bank of China Hong Kong (02388.HK) and Standard Chartered Hong Kong announcing that they will also maintain their best interest rates for Hong Kong dollars at 5% and 5.25% respectively.