HSBC Bank maintains the most favorable interest rate for the Hong Kong dollar at 5%, while Bank of China Hong Kong and Standard Chartered Hong Kong also keep it unchanged.

In an email statement, HSBC stated that its Hong Kong Dollar best lending rate was last adjusted on October 31, 2025, when it was lowered by 12.5 basis points. Bank of China Hong Kong and Standard Chartered Hong Kong also kept their Hong Kong Dollar best lending rates unchanged.