The bank has raised the minimum deposit threshold again.

date
13/11/2025
Recently, the international gold price has significantly rebounded, returning to the $4100 per ounce mark after experiencing fluctuations. Against this backdrop, many banks have successively adjusted the rules of their gold accumulation business, once again raising the minimum subscription and investment amounts. The minimum threshold for some banks' regular investments has been raised to 1500 yuan, and the starting standard for industry accumulation gold has also hit a new high. Analysts interviewed said that the core reasons for banks frequently raising the threshold for gold accumulation recently are mainly twofold: first, to guard against potential risks caused by fluctuations in the gold market, and second, to ensure that the business complies with regulatory requirements and safeguards compliance operations. At the same time, when participating in gold accumulation business, investors need to pay close attention to the two major risks of gold price fluctuations and fund liquidity, and combine their own financial situation and risk preferences to rationally plan asset allocation.