BQD (03866) releases the 2025 annual performance report with a net profit attributable to parent company of 5.188 billion yuan, an increase of 21.66% year-on-year.

BQD (03866) releases the 2025 interim report, with operating income of 14.573 billion Chinese yuan, an increase of 7.97% year-on-year; net profit attributable to shareholders of the parent company was 5.188 billion yuan, an increase of 21.66% year-on-year; basic earnings per share was 0.85 yuan. 2025 is the final year of the "Fourteenth Five-Year Plan" and a crucial year for BQD's three-year strategic plan. The company is resolutely implementing the decisions and arrangements of the Party Central Committee, the State Council, and local governments, grounding ourselves locally and serving real economy. We are working hard to achieve five key goals in finance, following the annual operational guiding principles of "professional enhancement, digital empowerment, system optimization, and distinctive drive", closely focusing on high-quality development, deepening strategic execution, fully implementing all operational management work, and achieving steady and quality improvement in operating performance. Business scale is steadily growing. By the end of 2025, the company's total assets amounted to 814.96 billion yuan, an increase of 124.997 billion yuan compared to the previous year, and an 18.12% increase. Customer loans totaled 397.008 billion yuan, an increase of 56.319 billion yuan compared to the previous year, a 16.53% increase; total liabilities were 764.706 billion yuan, an increase of 119.642 billion yuan compared to the previous year, an 18.55% increase, with customer deposits totaling 502.899 billion yuan, an increase of 70.875 billion yuan compared to the previous year, a 16.41% increase. Asset quality reaches a new level. The non-performing loan ratio decreased to below 1.00%. By the end of 2025, the company's non-performing loan balance was 3.841 billion yuan, a decrease of 0.32 billion yuan compared to the previous year, with a non-performing loan ratio of 0.97%, down 0.17 percentage points from the previous year. The provision coverage ratio was 292.30%, an increase of 50.98 percentage points compared to the previous year.