Inclusive financial results are significant, Harbin Bank (06138) supports small and micro enterprises and rural areas.

In the first half of 2025, HARBIN BANK (06138) showcased a variety of highlights in inclusive financial services, launching innovative products such as "Money at Home" and "Agriculture Flash Loan" to enhance service efficiency through digital means. Inclusive small and micro enterprise loans totaled 16.918 billion yuan, an increase of 1.62 billion yuan compared to the same period last year; the balance reached 41.198 billion yuan, with a growth rate of 11.72%; the average pricing of loans issued that year was 5.83%, a decrease of 0.87 percentage points from the previous year, continuing to reduce the financing costs of small and micro enterprises. The balance of agricultural loans reached 32.2104 billion yuan, with a balance of agricultural household loans standing at 16.5322 billion yuan. The business services covered the majority of rural markets in 11 municipalities in Heilongjiang Province, as well as some rural areas in Chengdu, Chongqing, Shenyang, Tianjin, and Dalian, effectively promoting local county-level economic development and rural financial market prosperity, fully supporting rural revitalization. Through differentiated and batch services, the group accurately caters to the needs of small and micro enterprises and agricultural sectors, alleviating financing difficulties, expanding customer base, enhancing customer loyalty, practicing social responsibility, and exploring new business growth points and profit space.