The Hong Kong Interbank Offered Rate (HIBOR) has generally decreased, with the overnight rate falling significantly by 65 basis points to 3.82345%.

On November 12th, the Hong Kong dollar interbank rates generally trended lower. Overnight interbank rates fell sharply by 65 basis points to 3.82345%, ending a three-day rise in the one-month interbank rates related to mortgage loans, which also slightly dropped to 4.13131%. The three-month interbank rates, reflecting the cost of bank funds, rose for four consecutive days, reaching 4.30994%, the highest since October 28th. The six-month and one-year interbank rates fell to 4.18435% and 4.08821% respectively.