Hong Kong Commerce and Economic Development Bureau: As of the end of August, the total amount of bad loan guarantees for 80%, 90%, and 100% special guarantee products amounted to HK$321 billion.

According to the Wise Financial APP, on September 25, Dr. Chan Pak-Lai, Acting Director of the Hong Kong Trade and Economic Development Bureau, replied to a question from a member of the Legislative Council, stating that since 2012, the Hong Kong government has been providing credit guarantees through the "SME Financing Guarantee Scheme" to assist small and medium enterprises in obtaining commercial loans, and continuously introducing optimization measures to meet the financing needs of small and medium enterprises during economic downturns. As of the end of August 2025, the cumulative loan guarantee amounts for the 80%, 90%, and 100% special guarantee products were approximately HK$5.4 billion, HK$1.2 billion, and HK$25.5 billion respectively, with cumulative bad debt rates of approximately 5.4%, 4.5%, and 17.7%, lower than the assumed overall bad debt rates (12%, 16%, and 25% respectively).