Guo Xiaotao: Ping An Life Insurance unleashes triple reform dividends, and is full of confidence in the business growth for the whole year.

On August 27, at the China Ping An 2025 Mid-term Performance Conference, Ping An Group Co-CEO Guo Xiaotao stated that in the first half of the year, Ping An Life Insurance business maintained strong growth momentum, with NBV growing by 39.8% year-on-year, mainly benefiting from the release of three-fold reform dividends. The first is the reform dividend of multi-channel strategy: the average new business value per agent increased significantly by 21.6%, and the bank-insurance and community financial service channels maintained strong growth, growing by 169% and 160% respectively. The second is the reform dividend of product and service: focusing on customer needs, upgrading the "insurance + service" model, adapting to diverse and personalized services that meet customer needs, and providing customers with lifelong protection. The third is the dividend of AI-enabled business: through AI technology to restructure the entire process of service, risk control, and operations, achieving a dual balance of "experience optimization" and "cost control". Based on the three-fold reform dividend mentioned above, the company is confident in the development of the life insurance business for the whole year and confident in the continuous growth of NBV.