Two interest subsidy policies introduced to support consumption and service industry.
According to the Economic Daily, the Ministry of Finance, in conjunction with relevant departments, has issued the "Implementation Plan of Financial Subsidies for Personal Consumer Loans" and the "Implementation Plan of Financial Subsidies for Loans to Service Industry Operators". The financial subsidy policy for personal consumer loans applies to specific consumer loans during the period from September 1, 2025 to August 31, 2026, with subsidies including areas such as household cars and education and training, with a maximum subsidy limit of 3000 yuan. The service industry loan subsidy policy supports 8 categories of service industries such as catering and tourism in loans from March 16, 2025 to the end of the year, with a maximum subsidy loan size of up to 1 million yuan. Both policies are jointly funded by the central and provincial finance departments.
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