Yililian Bank involved in a storm of "early redemption" of 3-year fixed deposits, suspicion of "third-party interest rate hikes" behind high-yield deposits

Fixed deposit needs "early redemption"? Recently, a news about Yilin Bank redeeming a certain deposit product in advance has caused a stir on social media. Many customers have received phone calls from Yilin Bank, and according to the notice, Yilin Bank has decided to redeem the 3-year exclusive deposit product in advance. On July 7th, the reporter contacted the bank's customer service to verify the rumor, and the customer service said that Yilin Bank currently has not suspended any products. "If there are any adjustments to the product, our bank will announce it in advance on Yilin Bank's official public account," the customer service said. The reporter found that this deposit product named "3-year exclusive deposit" has a comprehensive annual interest rate as high as 4.2%, which consists of two parts - one part is the annual interest rate of the product itself, and the other part is an additional interest rate from a third-party cooperation.