The cost of buying a house continues to decrease, and in Shenzhen, the rental yield of some properties exceeds that of "saving in the bank".

On May 20th, the latest loan market quotation interest rates were announced. Among them, the 1-year LPR is 3%, and the LPR for terms over 5 years is 3.5%, both of which have decreased by 10 basis points from before. With the 5-year LPR reaching a historical low, the monthly cost for home buyers will further decrease. In some cities, commercial mortgage rates will enter the "2% range". In addition to the lowering of provident fund interest rates, adjustments in existing mortgage rates, and other policies, the real estate market will experience a powerful combination of "lowering interest rates and costs".