Lates News

According to a research report from China Galaxy Securities, in the first quarter of 2025, the short-term performance of the banking industry was disrupted by non-interest income, but the growth rate of core income improved, the narrowing of interest rate differentials continued, and there was an opening in the space for incremental credit lending. A package of financial policies was introduced to reduce reserve requirements, lower interest rates, implement structural tools, and guide banks to optimize credit structures. The positive factors of the banking fundamentals continue to accumulate, and a turning point in performance is expected. The entry of medium- to long-term funds into the market is expected to accelerate the realization of bank dividend value.