Data resources have shifted from the cost category to the asset category, and multiple banks have taken action simultaneously to be the first to "mine".

In the era of digital economy, data, once considered a secondary product of business, has now surpassed traditional elements such as funds and network, gradually becoming one of the core strategic assets of commercial banks, driving their comprehensive upgrading of business innovation, risk management, and customer service models. The reporter has observed that recently, many banks have been taking frequent actions in areas such as competition for data talent, transformation of platform and innovation in data creation, and integration of data assets into the system, accelerating exploration and layout of data strategies in multiple dimensions in order to "dig for gold" ahead of others.