Disclosure of progress in listing counseling work, why is the road to IPO of small and medium-sized banks so difficult?

Since April, securities companies have been updating progress reports on the listing guidance work of banks intensively. Combining information disclosed on the CSRC's government service platform, journalists have found that currently there are 15 banks including Hankou Bank and Wuhu Yangzi Rural Commercial Bank in the process of listing guidance filing. The report shows that these banks are generally facing pressures such as capital supplementation, difficulties in asset confirmation, and the need for optimization of equity structures. Industry insiders believe that under the comprehensive registration system, factors such as equity structure, asset quality, and company capital strength will all have significant impacts on the listing of small and medium-sized banks. How to successfully break through in the competitive market and achieve sustainable and healthy development is a question that small and medium-sized banks need to seriously consider.