269 universal insurance products disclosed their settlement interest rates for September.

Wind information data shows that as of October 12th, 269 universal insurance products have disclosed their settlement interest rates for September, with the highest being 3.50% and the lowest being 0.36%. The average settlement interest rate is 2.68%, a decrease of about 18 basis points year-on-year, with a median of 2.60%. Among the 269 universal insurance products, 184 products have settlement interest rates lower than 3%, accounting for 68.4%. Experts interviewed said that the continuous decrease in settlement interest rates for universal insurance is mainly influenced by factors such as pressure on the investment side, insurers lowering liability costs, and regulatory measures to prevent interest rate risk.