China Banking and Insurance Regulatory Commission: Increase lending to small and micro enterprises, with a focus on supporting sectors such as technology, consumption, and foreign trade.

The China Banking and Insurance Regulatory Commission issued a notice on the financial services for small and micro enterprises in 2026. The notice pointed out that in 2026, it is necessary to fully play the role of the coordination mechanism for supporting the financing of small and micro enterprises, promote the stability, optimization, quality improvement, and sustainability of financial services for small and micro enterprises, improve the level of financial services for private enterprises, support the economy in maintaining stable growth with positive momentum, and stimulate the vitality for high-quality development. "Stability in lending" refers to promoting banks to provide credit supply that is in line with economic development and matches the needs of small and micro enterprises and private enterprises, achieving effective improvement in loan quality and reasonable growth in quantity. "Optimization of structure" means supporting first-time loans, credit loans, and medium- to long-term loans, increasing lending to small and micro enterprise legal persons, and focusing on supporting industries such as technology, consumption, and foreign trade.