Five insurance companies have insufficient solvency.

date
12/05/2026
Recently, insurance institutions have successively released the solvency situation for the first quarter of 2026. According to statistics, as of the time of release, a total of 86 property insurance companies, 72 life insurance companies, and 16 reinsurance companies have disclosed relevant data on time. Overall, the solvency level of the industry is sufficient. Over 97% of insurance institutions have sufficient solvency, with 14 receiving the highest rating of AAA in comprehensive risk assessment. However, in the first quarter, a total of 5 institutions did not meet the solvency requirements, and another two are under intensive investigation. According to the requirements of the second phase of the solvency supervision project, insurance companies must meet three conditions for solvency: the core solvency ratio not less than 50%, the comprehensive solvency ratio not less than 100%, and the risk comprehensive rating of B or above. Failing to meet any of these conditions will result in being classified as an institution with insufficient solvency. Specifically, among the 5 institutions that did not meet the requirements, Huahui Life, Asia-Pacific Property Insurance, Xinjiang Qianhai United Property Insurance, Anhua Agricultural Insurance did not meet the standards due to their risk comprehensive rating being class C. Many insurance companies have stated that serious corporate governance issues are being actively addressed through corrective measures.