Banks intensively promote "locked" fund sales, and crude oil funds are pushed to the highest risk level.

Due to the impact of the international situation, we have raised the risk rating of related funds. I rarely recommend fund products to clients unless they actively ask. Because the net asset value of funds fluctuates a lot, the funds I bought are still in a loss. On April 27, Xiao Ning, a customer manager at Ningbo Bank in Beijing, told the reporter of China Securities Journal. The reporter's research found that the upgrade of risk control for fund sales has prompted a chain reaction in the frontline sales of banks. Many customer managers revealed that their superiors would ask them to recommend stable net value bank financial products to clients every week, rather than funds with significant net value fluctuations. This adjustment is not incidental, but the result of the combined effects of regulatory compliance, changes in market environment, and banks actively tightening risk control.