Nearly 30 village banks have "disappeared" within the year, and even more banks have "cleared out" village branches.

Under the reform guideline of "reducing quantity and improving quality", the pace of integration of village banks has been accelerating in 2026. Not only have city commercial banks and rural commercial banks in various regions started to integrate their village banks, but also state-owned banks and joint-stock banks have quickly moved to "zero out" their village banks. The industry's reform has entered a dangerous phase. According to the Financial Regulatory Bureau's license information query system, since 2026, nearly 30 village banks have been deregistered, a significant increase compared to the same period last year.