Banks are actively seeking deposits as they enter the "end-of-year sprint," with some commercial banks offering a maximum of 1.9% for a three-year term. Banks stated that this limited-time interest rate policy and quotas are subject to availability.

At the end of the year, banks are entering the sprint stage of attracting deposits. Reporters visited multiple state-owned banks and joint-stock commercial banks to understand the changes in interest rates. An employee at a certain state-owned bank told reporters that the current interest rates for one year, two years, and three years are 1.1%, 1.2%, and 1.55% respectively, with basically no significant changes. Meanwhile, small and medium-sized banks are attracting funds by raising deposit rates. A staff member at a commercial bank told reporters that the highest interest rate for a 20,000 RMB deposit with a three-year term can reach 1.9% currently. In addition, another commercial bank staff member indicated that the limited-time interest rate policy of 1.71% for a three-year term will end on December 31st, and some of the limited-rate quotas of 1.75% for three years still need to be reserved in advance.