The yield rate of money market funds may soon break through 1% as funds seek new outlets.

Data shows that as of December 22, 2025, the median seven-day annualized yield of the entire market's money market funds has dropped to 1.23%, a decrease of nearly 20% from the beginning of the year, with over 130 products yielding below the 1% threshold. Tianhong's Yu'ebao's latest seven-day annualized yield is reported at 1.02%, once again approaching the "1%" mark. In a market environment where yields continue to decline, funds are seeking new breakthroughs. Data shows that as of December 22, 2025, the participation of public funds in private placements has exceeded 35 billion yuan since the beginning of the year, with the technology sector accounting for over 40%, reflecting capital's forward-looking layout in emerging industries.