Many places have already started the expansion of interest subsidies for consumer loans.

On December 18th, Guizhou Dafang Rural Commercial Bank issued a notice on the subsidy policy for consumer loans. From September 1st to December 31st, 2025, the bank will provide a 1% interest subsidy for eligible individual consumer loans and loans to consumer service business entities issued by its business outlets. Not only Guizhou, but also recently Sichuan, Chongqing, and other regions have successively launched local consumer loan interest subsidy policies. Several local financial institutions such as Sichuan Rural Commercial Bank, Chongqing Bank, and Guizhou Bank have launched subsidy services, forming a coordinated pattern of "national subsidy + local subsidy".