At the end of the third quarter, the non-performing loan ratio of commercial banks is 1.52%.

The China Banking and Insurance Regulatory Commission released data on the main regulatory indicators for the banking and insurance industries in the third quarter of 2025. By the end of the third quarter of 2025, the balance of non-performing loans in commercial banks was 3.5 trillion yuan, an increase of 88.3 billion yuan compared to the end of the previous quarter; the non-performing loan ratio of commercial banks was 1.52%, an increase of 0.03 percentage points from the end of the previous quarter. By the end of the third quarter of 2025, the balance of normal loans in commercial banks was 228.8 trillion yuan, with a balance of 223.7 trillion yuan in normal loans and a balance of 5.1 trillion yuan in attention loans.