Macau Monetary Authority: In April, the newly approved residential mortgage loans in Macau increased by 5.2% month-on-month to 1.15 billion Macau patacas.

On June 15, the Statistics released by the Monetary Authority of Macao showed that in April 2026, new approved residential mortgage loans and commercial property loans both increased compared to the previous month. However, the total outstanding amount of residential mortgage loans and commercial property loans both decreased compared to the previous month. New approved loans: In April 2026, residential mortgage loans newly approved by Macao banks increased by 5.2% to 1.15 billion Macao patacas. Of this amount, 99.1% of the loans were granted to residents, increasing by 4.6% to 1.14 billion Macao patacas, while loans granted to non-residents increased to 11 million Macao patacas. The average monthly amount of new approved residential mortgage loans from February to April 2026 was 970 million Macao patacas, a decrease of 13.1% compared to the previous period (January to March 2026). New approved commercial property loans saw a significant increase of 332.0% to 1.62 billion Macao patacas. Of this amount, 99.4% of the loans were granted to residents, increasing by 446.2% to 1.61 billion Macao patacas, while loans granted to non-residents decreased to 10 million Macao patacas. The average monthly amount of new approved commercial property loans from February to April 2026 was 830 million Macao patacas, an increase of 74.4% compared to the previous period (January to March 2026). Outstanding mortgage loans: As of the end of April 2026, the total outstanding amount of residential mortgage loans decreased by 0.3% to 203.35 billion Macao patacas compared to the previous month, a decrease of 5.1% compared to the previous year. Of this amount, 96.8% were held by residents. The outstanding amount of residential mortgage loans held by residents and non-residents decreased by 0.3% and 1.5% respectively compared to the previous month. The total outstanding amount of commercial property loans was 133.05 billion Macao patacas, a decrease of 1.2% compared to the previous month and a decrease of 10.1% compared to the previous year. Of this amount, 91.3% were held by residents. The outstanding amount of commercial property loans held by residents and non-residents decreased by 1.3% and 0.4% respectively compared to the previous month. Loan delinquency rates: The delinquency rate for residential mortgage loans at the end of April 2026 increased slightly to 3.6% compared to the previous month, while remaining stable compared to the previous year. The delinquency rate for commercial property loans was 5.6%, with an increase of 0.4 percentage points compared to the previous month and an increase of 0.1 percentage points compared to the previous year.