MPF rating: It is expected that the average income per person in the Hong Kong Mandatory Provident Fund will reach HK$9900, the highest since September last year.

Recently, the research institution for Hong Kong's Mandatory Provident Fund (MPF) announced that as of February 19, the investment returns for Trillions of MPF in February are expected to reach around 3.49%, with a year-to-date return of 5.15%. This is the third best performance since the launch of Trillions of MPF. If the trend continues, the investment returns in February will be around 47.2 billion Hong Kong dollars, which means each of the 4.75 million Trillions of MPF members will earn an average of about 9,900 Hong Kong dollars, the highest since September 2024. This will bring the year-to-date investment returns to about 67.9 billion Hong Kong dollars, with an average earnings of about 14,300 Hong Kong dollars per person. Stock markets in Hong Kong and mainland China led the gains in February, with the return rate of Hong Kong and mainland China stock funds at around 11.63%, ranking as the tenth best monthly return for this asset category since the launch of Trillions of MPF. The year-to-date return rate is about 12.45%, marking the second best performance for the first two months since the launch of Trillions of MPF. After factoring in the contributions in February, the total assets of Trillions of MPF are estimated to be around 1.367 trillion Hong Kong dollars by the end of February, the highest since the launch of Trillions of MPF. This is equivalent to an average account balance of about 287,500 Hong Kong dollars per person, an increase of about 10,700 Hong Kong dollars from the end of January and 15,900 Hong Kong dollars from the end of last year. The Chairman of the research institution for Hong Kong's Mandatory Provident Fund, Tsung Chuanpu, stated that historical data of Trillions of MPF shows that members can be cautiously optimistic for 2025 and expect it to be a good year. There have been 9 times in the past where Trillions of MPF recorded positive returns in both January and February, with 6 of those times also recording positive returns for the whole year. The average annual return rate is about 14%, making it the sixth best annual performance for Trillions of MPF.