CCB's net interest income and net non-interest income both achieved double-digit growth, with net interest income growth accelerating quarter by quarter, and the net interest margin rising 2 basis points compared with the full previous year.

date
30/10/2026
In the first three quarters of 2026, CCB's net interest income was RMB 470.406 billion, up 10.01% year on year, with the growth rate accelerating by 1.88 percentage points and 1.55 percentage points compared with the first quarter and the first half of the year, respectively. The net interest margin was 1.36%, up 2 basis points from the full year of the previous year, maintaining a stable trend. Total assets stood at RMB 48.73 trillion, up 6.78% from the end of the previous year; among these, total loans and advances issued amounted to RMB 29.55 trillion, up 6.41% from the end of the previous year, and the balance of financial investments was RMB 14.75 trillion, up 14.38% from the end of the previous year. The combined balance of these two types of assets as a proportion of total assets increased by approximately 1.8 percentage points from the end of the previous year, and the structure continued to improve. Net non-interest income was RMB 153.152 billion, up 15.43% year on year.