HKMA: Negative-equity residential mortgage loans fell to HK$17.3 billion at the end of Q3

Zhitong Finance APP has learned that on October 30, the Hong Kong Monetary Authority published the latest survey results on negative equity residential mortgage loans at the end of the third quarter of 2026. The number of negative equity residential mortgage loan cases at the end of the third quarter of 2026 was 3,819, compared with 4,356 at the end of the second quarter of 2026. These cases mainly involved housing mortgage loans for bank staff or loans under the Mortgage Insurance Programme, and the loan-to-value ratios of such loans are generally higher. The amount of negative equity residential mortgage loans decreased from HK$19.6 billion at the end of the second quarter of 2026 to HK$17.3 billion at the end of the third quarter of 2026.