Some small and medium-sized banks offer limited-time "interest rate hikes"

Title context: Text: Against the backdrop of persistently declining deposit rates, a reporter's survey found that some banks are vigorously promoting "holiday deposit-taking" marketing campaignssmall and medium-sized banks in Fujian, Guangdong, Hunan, and other regions are seizing the holiday window, intensively launching limited-time specialty deposit products such as "Dual Festival Exclusive" and "National Day Exclusive," with some deposit products raising deposit rates against the broader trend. "Our bank has launched a National Day special savings deposit, with an issuance period from September 23 to October 7," a staff member of the Baotou branch of Mengshang Bank told the reporter on October 1. The bank's National Day special savings deposit starts at 50 yuan, with annualized interest rates for 3-month, 6-month, 1-year, 2-year, and 3-year deposits at 1.05%, 1.25%, 1.35%, 1.40%, and 1.70%, respectively. A staff member of Fujian Zhangzhou Rural Commercial Bank also said that, as the Mid-Autumn Festival, National Day, and Double Ninth Festival coincide, the bank has launched holiday-exclusive ceremonial deposit certificates to give back to new and existing customers. There is no customer restriction, and they can be used for family emergency fund planning as well as long-term wealth accumulation. The three-festival-exclusive ceremonial deposit certificates start at 50,000 yuan, with annualized interest rates for 1-year, 2-year, and 3-year deposits at 1.41%, 1.45%, and 1.61%, respectively.