Ping An Bank (000001.SZ) released its performance report for the first half of the year, with a net profit attributable to shareholders of 25.696 billion yuan, an increase of 3.3% year-on-year.

Zhitong Finance APP reported that Ping An Bank (000001.SZ) released its semi-annual report for 2026. In the first half of the year, the group achieved operating revenue of 70.617 billion yuan, a year-on-year increase of 1.8%, and net profit of 25.696 billion yuan, a year-on-year increase of 3.3%. The net interest margin was 1.80%, unchanged from the same period last year, and up 2 basis points from the full year of last year. Non-interest net income accounted for 37.28%, an increase of 1.42 percentage points year-on-year, with non-interest net income from wealth management, bond investment, and other businesses experiencing growth compared to the previous year. The bank drove cost reduction and efficiency improvement through digital transformation, with business and management expenses at 19.108 billion yuan, a year-on-year decrease of 0.5%, and a cost-to-income ratio of 27.06%, a year-on-year decrease of 0.62 percentage points.