The rapid growth of short-term products from banking wealth management institutions has triggered regulatory warnings.

Recently, it was learned from the industry that a bank wealth management institution in the Yangtze River Delta received a notice from regulatory authorities due to rapid growth in the scale of some of its products in the first half of the year. The institution's overall scale increased by about 9% in the first half of the year, ranking among the top in the industry. Currently, the total scale of bank wealth management products has reached 33.6 trillion yuan. In the process of market expansion, some institutions have rapidly absorbed funds through short-term products, but their investment research capabilities, asset reserves, and liquidity management may not be able to keep pace. The purpose of the regulatory notice is to encourage bank wealth management institutions to grasp the pace of expansion appropriately, and to prevent potential mismatch risks arising from the shortening of funding terms and the elongation of asset durations.