The Federal Reserve's survey shows that lending standards for commercial and industrial loans have remained basically unchanged, while the demand for loans from medium and large enterprises has increased.

According to a survey conducted by the Federal Reserve among banking institutions, respondents indicated that lending standards for commercial and industrial loans remained essentially unchanged during the second quarter, while demand for such loans from medium and large enterprises strengthened. In its latest quarterly Senior Loan Officer Opinion Survey, the Federal Reserve stated: Regarding household lending, banks reported varied changes in lending standards, and demand for residential real estate loans weakened. The report noted that amid stable demand, lending standards for credit card loans tightened, while standards for auto loans and other types of consumer loans remained unchanged, although demand for auto loans weakened. The Federal Reserve has been weighing whether to raise interest rates and increase short-term borrowing costs to steer inflation back to its target level of 2%. Last week, the Federal Reserve kept the target range for the federal funds rate at 3.5% to 3.75%, and Chair Jerome Powell did not provide clear guidance on the future policy path.