Guangdong: Optimize and improve banking and credit services around the "Five Major Financial Articles".

Notice issued by the People's Government of Guangdong Province on the Implementation Plan of Guangdong Province for Promoting the Expansion and Improvement of the Service Industry. It mentions optimizing and improving services such as bank credit around the "five major themes" in finance. It guides banking institutions to improve internal assessment and incentive mechanisms, actively strengthen services such as credit loans for technology companies, intellectual property pledge loans, technology renovation loans, and merger and acquisition loans. Accelerate the promotion and application of green finance and transformation of financial standards, improve the quality and efficiency of financial services for small and micro enterprises by relying on the Guangdong Financing Credit Comprehensive Service Platform. Innovate agricultural credit products tailored to the development needs of characteristic agriculture in various cities, increase financial support for the development of the elderly care industry, and standardize the application of technologies such as artificial intelligence, big data, blockchain to enhance the digitalization of finance. Deepen cooperation between government, banks, and enterprises, strengthen coordination between finance, fiscal, and industrial policies, play the role of industry regulatory authorities, improve the financing docking mechanism for projects and market entities at all levels of the provincial, municipal, and county levels, strengthen the role of local government special bonds, fully tap into the potential for effective credit growth in fields such as technological innovation, quality upgrading of traditional industries, the "hundreds of thousands of millions" projects, the marine economy, and urban renewal. Accelerate the improvement of the modern banking system, support domestic and foreign banking institutions to establish functions such as wealth management, technology, investment, and public offering in Guangdong, optimize the operational management system of rural commercial banks, enhance the comprehensive operational capabilities of the banking industry to achieve stable income growth.