Lates News

The 2026 Lujiazui Forum, with the theme of "Improving the Effectiveness and Precision of Inclusive Finance," was held on June 18. Chen Shuzhi, Global Government Affairs and Public Policy Officer of Ping An Group, stated that the biggest challenge for small and micro enterprises is the significant risk exposure in obtaining credit and financial services. The goal of the insurance industry is to help businesses minimize risk. Data shows that 58% of surveyed small and micro enterprises are already using artificial intelligence tools, and the digital gap between small and large enterprises is narrowing. However, even with the willingness to use these tools, small and micro enterprises still face difficulties in accessing digital platforms, infrastructure, or alternative financing channels. 40% of surveyed small and micro enterprises mentioned that building digital infrastructure to defend against cyber attacks would require an investment of $100,000, a cost that could potentially lead to bankruptcy for the business. This gap must be taken seriously. (Securities Times)