Individual investors with investments exceeding 180,000 yuan are increasingly turning to the "Cross-border Wealth Management Connect" platform.

Recently, Guangzhou citizen Lin Tao opened a "cross-border wealth management" account at a bank, purchasing American index funds and USD deposits. Originally, he had planned to open an investment account in Hong Kong. This change stems from recent regulatory new rules jointly issued by mainland China and Hong Kong regulatory authorities to regulate the order of cross-border securities investment. Under the new rules, the "cross-border wealth management" in the Guangdong-Hong Kong-Macao Greater Bay Area has attracted the attention of investors, with industry professionals saying that this channel may meet a wave of investment demands and become one of the main channels for overseas investments. Securities professionals analyze that the increase in cross-border investment demand is the result of a combination of upgraded wealth management needs of residents, deepening connectivity, and changes in the domestic asset yield environment. The value of "cross-border wealth management" is to help investors gradually transition from single transactions to long-term allocation within a qualified account, product, and service framework.