Financial products are increasingly being terminated early, and actively "getting lean" has become a new risk control strategy for financial management companies.

Recently, CMB Wealth Management, ICBC Wealth Management, Ping An Wealth Management, Minsheng Wealth Management, and Bank of Communications Wealth Management and other wealth management companies have successively issued notices of early termination of some wealth management products, involving various types such as daily open-end, minimum holding period, and closed-end products. In addition to early termination triggered by stop-loss, it was found that some products were also forced to terminate due to a large number of redemptions and a significant decrease in scale. However, overall, the situation of voluntary termination is more common, and proactive "slimming down" is gradually becoming a new strategy for risk control by wealth management companies. Currently, there are a large number of outstanding wealth management products. Data from the Bank Wealth Management Registration and Custody Center shows that as of the end of the first quarter of 2026, there were a total of 48,000 outstanding wealth management products in the market, an increase of 18.23% year-on-year. Among them, the number of outstanding products from wealth management companies reached 35,700.