The bank needs to calibrate the new standard for "one person company" services.

Recently, in response to the operating characteristics of "single-person companies" such as light assets, uncollateralized, frequent settlement, and rapid turnover, multiple banks have innovatively introduced exclusive loans for OPC and provided comprehensive financial service solutions. Industry insiders believe that laying out OPC financial business is not only a forward-looking layout for banks, but also an exploration of new business growth points. At the same time, it is also necessary to note that traditional risk control strategies and credit requirements are difficult to adapt to the new operational requirements of small amounts, high frequency, and light assets of OPC. The bank's risk control logic and service model will face reshaping.