Business income surplus: Net profit in 2025 was 655 million yuan, a year-on-year decrease of 22.12%.

The Shenzhen Merchants Bank announcement shows that in 2025, the operating income was 19.273 billion yuan, a year-on-year increase of 12.23%; net profit was 655 million yuan, a year-on-year decrease of 22.12%. The company plans to distribute cash dividends of 2.6 yuan for every 10 shares to all shareholders, without bonus shares and no increase in share capital by capital reserve.