Tibet adjusts the minimum down payment ratio for commercial property purchase loans.

According to the Tibet Daily News, the People's Bank of China Tibet Autonomous Region Branch, together with the financial supervision and management department, according to government regulation requirements, in accordance with the principle of tailored policies for different cities, and in combination with the actual situation of the Tibet Autonomous Region, has adjusted the commercial property purchase loan policy in the Tibet Autonomous Region's market interest rate pricing self-discipline mechanism as follows: the minimum down payment ratio for commercial property purchase loans in the entire region is adjusted to not less than 30%. On the basis of the policy floor, commercial banks in the region can, based on marketization and rule of law principles, and taking into account their own operational situation, customer risks and other factors, reasonably determine the down payment ratio for each commercial property purchase loan. The above policy will be implemented from January 29, 2026.