Ningbo Bank once again lowered the fixed deposit interest rate, with the current interest rate dropping to 0%.

Ningbo Bank announced in a notice that it will adjust the deposit interest rates of its fixed deposit gold products starting from January 28, 2026. The revised deposit interest rates for the fixed deposit gold products are as follows: 0% for instant access, 0.3% for 1 month, 0.3% for 3 months, 0.4% for 6 months, and 0.5% for 12 months. Currently, the minimum investment for Ningbo Bank's fixed deposit gold business is 10 grams of gold, with a risk level of R3 (medium risk), and support for both fixed deposit and instant access modes. Market observers generally believe that the consecutive reductions in fixed deposit gold interest rates by the bank within a year are closely related to the intensification of volatility in the gold market.