China Merchants Bank will raise the minimum subscription amount for gold accounts to 1200 yuan.

According to the relevant regulatory requirements of the Gold Accumulation business, in order to adapt to the changing market situation and strengthen business risk management, our bank will adjust the retail gold account business as follows: Starting from February 2, 2026 Beijing time, the minimum purchase amount for current gold accounts and scheduled gold accounts will be adjusted to 1200 yuan. Scheduled investment plans that were set up before the adjustment will continue to be executed without being affected. The amount of newly initiated scheduled investment plans after the adjustment must meet our bank's latest starting point requirements. Our bank will continue to monitor changes in the gold market and adjust the starting amount as necessary. Specific adjustments will be announced through channels such as the China Merchants Bank website. With recent fluctuations in precious metal prices, please increase your awareness of risk prevention in precious metal business. Based on your own financial situation, risk tolerance, and investment experience, participate in precious metal investment activities rationally, control positions reasonably, diversify allocations, and avoid concentrated positions in a single precious metal.