Central Bank: By the end of the fourth quarter of 2025, the balance of foreign currency household loans was 83.28 trillion yuan, a year-on-year increase of 0.5%.

date
27/01/2026
According to statistics from the People's Bank of China, as of the end of the fourth quarter of 2025, the balance of household loans in both RMB and foreign currencies was 83.28 trillion yuan, an increase of 0.5% year-on-year, with an annual increase of 4412 billion yuan. Among them, the balance of operating loans was 25.11 trillion yuan, an increase of 4.0% year-on-year, with an annual increase of 9378 billion yuan. The balance of consumer loans excluding personal housing loans was 21.16 trillion yuan, an increase of 0.7% year-on-year, with an annual increase of 1802 billion yuan.